The insurance company will have an assessment done, to calculate the cost of repairs. Since they invariably base this cost on brand-new factory parts, and a high shop-rate, they may decide to write-off the bike.
Unless it was crashed hard, you can probably buy the wreck back from the insurance company, do the repairs yourself with scrapyard parts, and have money left over for FX.
As a bike-riding string-slinger, I can tell you that you will eventually get the urge to ride, and you'll need to have a bike of some kind, as well as your music gear.
Lordathestrings
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