A dream is only a project without a date.
Make yourself a timeline, plan your dreams and you'll get them.
I always do timelines and most of my dream have come true. Now that I work, it's even better since I can really plan with my income and when I'll be able to afford certain things.
Personnaly I am now recording my own album. It's nothing professionnal since I do it with gear I bought but everything was planned from day 1.
Set yourself a probable date and go for it man. It's your dream, make it a project. After a year, sit down and reevaluate your situation and move forward again.
You'll probably have to do some amazing sacrafice 13000$ is quite a lot to earn but I think it's worth it if that's your goal.
anyway that's my 2 cents for what it's worth. Works for me.