You won't believe this, but just for the heck of it I applied for the no interest guitar center card and got approved. Although I now can buy that Martin, I think I will just keep the card set aside and learn on my Keith Urban and maybe in January I will buy the Martin. Now I have another question. Do you know if there is any significant difference between the Martin GPCP A5K or the Martin GPCP A5? Know anyone that owns either?