Picking one on looks is definitely NOT a good idea....you really need to play them. Musician's Friend does have a return policy, but what a pain in the butt. If you can, scope out as many guitar stores as you can. Sometimes you have to go a little farther than normal but in the long run it's worth it. When I bought my Fender acoustic/electric, I spent 4 hours trying out guitars...going back and forth between two music stores each with a good set of choices. My wife was ready to blow a fuse, but in the end I came out with a good guitar that I'm thrilled about and enjoy playing. If you don't have many music stores near you that have what you may want, then go the route of Musician's Friend. Be sure to read ALL the product reviews...they can definitely help you make your decision. I know someone who bought three guitars at once from MF and had them all at once to try out. Once he made his decision, he sent the other two back. I will say this, though...a $200 guitar is just that. If you can be patient, I would wait and save up more. The more you spend on acoustic, the better it is....most of the time. I spent $600 on my Fender and compared to my old $250 Epiphone, it's a dream come true.
For a quick snack, picks is good eatin'