The bottom line is: people are out to make an easy buck. My Aunt and Uncle got sued when their son (my cousin) and his friend were playing in the basement, and the friend tripped while playing on their tredmill. The boys parents sued the insurance company and got $25,000! They complained that theie son was unsupervised-the kids were around 8 years old! The extent of the boys injurys were minimal; he had maybe a small laceration or two. I don't even think he bled at all. $25,000!!!!!! Shoot, I'll fall on a tredmill going full speed for that kind of money!!