3 years of wages?! Your a doctor, i thought that doctors made more than $43.3 Grand a year.....
My friend's dad is an anesthesiologist (sorry, can't spell that word:D), makes $450,000.000 a year. Granted, he's the "Head" anesthel.....or however it's spelled. Anyways, your job seems harder than his, I don't see how that works out!