i do agree with ponyone (except i love folk), I do definetly think that when you'll be giging there'll be pressure to write, and it wont be as fun... but your into country folk, kinda stuff...
Dylan is great, Jeff Buckley isn't really country folk but is definetly worth a listen...

I love folk, but i can really say it's something i'd go into... I like my effects a lot, and layering sounds..