I'm not sure if I'm on time, but... If you are planing to buy a multiefect and can't afford an amp, maybe you should check amps that include it.

There's a model now, which I think it's brilliant for that, the Fender Mustang I. 100 dolars, more or less and great for practicing at home.

Check this: http://www.youtube.com/watch?v=lHjcj-dncak

Customizable presets, and also a lot of presets to download from the Fender website, uploaded by users.

I haven't touched the pocket pod since I got the Mustang.