I totally agree. But here's an idea.

You put your music free to download on your site. Everytime someone downloads it, you have to put a 5 seconds ad in front of the song, or at the end, whatever. You get paid by the people you gave you that ad 10 cents per song downloaded...
So the customer has free music, the guy who pays you gets ads to a public he chooses (punk bands: punk fashion for example) and you get some money for what you like to do most...

Why hasn't anyone put that on the web already?? Because people who want to get most of the money are the webmasters or the commercial companies, NOT the artist... I prefer earning 60 bucks per year with my music, getting fans (I have 2 mails per week telling me how goo I am, isn't that cool?) than just keeping it in a closet in my house... Think about it!