Lets be honest here. This guitar thing is bigger than all of us and you will end up with more than one guitar. I have found that the money I waisted on cheaper guitars would have paid for a nice (maybe used) Fender. So save your beer tickets and get a good flat top. I got a Martin DX1, not top of the line but nicer than any of the 3 or 4 flat tops I had owned up to that time. And save again for the electric. Once again save until you can afford the guitar you really want. WHY? Because if you get a POS axe because you can afford it right now you will not "want" to play it. If you don't want to play it you wont play it and there for you will not get any better at playing. Why get the flat top first. Good question. The electric has a lot of extras you will need buy such as the cords and stomp boxes and all the other shinny things we seem to end up with. And a decent AMP will set you back almost as much as your electric guitar.

Your milage may vary. Just my 2 cents