same here, if you have any questions about Flash or ActionScript/PHP & ASP/Photoshop don't be afraid to ask - though i don't know if you'll want to delve that deep in your first website.

There are tonnes of pretty sweet templates out there, including the ones located in simpler programs like Microsoft FrontPage (suprisingly Macromedia Dreamweaver doesn't have that many great templates).

Nowadays I usually suggest going the Myspace/MSN Photos/Yahoo Photos route, because it saves you a lot of time and a lot of those templates look pretty good, plus its easier to update which means that you will update it (a website is so easy not to update).